as i get older i’m trying to do all the adult-things i should; like taking care of my health, planning for the future, etc. it’s a bit depressing, but it’s very necessary. recently, i’ve been taking my finances and credit very seriously. i’ve been reading a lot and watching SUZE ORMAN’s show, which covers how to get your finances on track. i know, the very thought is painful for some of us (if not, most), but i suggest you work it out now so it’s less of a mess in the future. even a couple of late payments can hugely impact your score.
if you’re looking to check your *credit score and *FICO score, see below. it will cost you a small fee, but it’s worth it. you may have debts that you forgot about and you can see what’s actually effecting your credit.
check annualcreditreport.com AND myfico.com (as suggested by SUZE ORMAN)
*A credit score is a numerical expression based on a statistical analysis of a person’s credit files, to represent the creditworthiness of that person. A credit score is primarily based on credit report information, typically sourced from credit bureaus
December 30, 2008
It’s also a good idea to check your credit ratings with all 3 credit bureaus. What may be on one credit credit report, may not be on the other. Also, don’t be afraid to dispute deragatory items if you know it’s incorrect. This will remove the bad debt items and help affect your rating.
December 31, 2008
HEY LONDON!!!! man i never talk to you anymore..that kinda sucks lol.
but yeah most def get the finances in order…I’m 20, but i’ve been concerned about my finances for years lol. Can’t afford to be silly with your money these days, not even when your young.